About this stage

Final Stretch

Retirement is close enough now that the questions change. It's no longer just about how much you've accumulated, it's about how that money will actually be drawn down, and how well it survives contact with real-world risk: a downturn at the wrong moment, inflation eroding purchasing power over a retirement that could last decades, and the timing of income sources like Social Security.

This section is built around those later-stage concerns. You'll find tools that let you model your withdrawal strategy in detail, layer in guaranteed income, and stress-test your plan against the kind of scenarios that matter most once you're relying on this money rather than just building it.